All content within this website; www.florijncoin.com and www.flrn.eu and its white paper and other related documents, is solely owned by (the people behind) Florijncoin (FLRN), all rights reserved (herein known as Florijncoin). The Florijncoin blockchain and all its parts are developed by Ecrypty Group B.V. number of commerce 57772320 and Copyright BIOP 1034713. PO-box 6040, 5600 HA Eindhoven Noord Brabant, The Netherlands. website: www.ecrypty.com, e-mail: info@ecrypty.com.

The content in this website, its white paper and other related documents is to inform you of a concept and a a general plan, whereto we’d like progress now. The timeline reflects the ideal situation, where a general risk applies, like having setbacks during development, financial hurdles, technical or other problems which cannot be foreseen. Florijncoin always looks for improvement, please let us know if you’d want something improved. That is the reason why the content in this white paper is subject to change, as we work on a community driven approach. Florijncoin and this document in no way constitutes an offer for solicitation to sell shares or securities in Florijncoin or any other related company. This document is not intended to inform you of any investment decision you may make and no financial or investment advice recommendations are intended. Florijncoin is an independent company which produces an open blockchain with the same name. The Florijncoin blockchain can be operated by anyone who wants to. When someone wants to buy Florijncoin tokens, we advise them to seek advice from legal, financial, fiscal, investment professionals and other advisors to help them decide if it’s a smart move to buy Florijncoin tokens. Florijncoin accepts no liability for capital loss caused by information in this website, its white paper and other related documents. Florijncoin is aware of the value of data for its users. In order to follow the rules in the current system we know as the European Union, Florijncoin will conduct the correct legal laws and requirements regarding KYC / AML and will strive to maintain the values ​​of transparency and fairness. Florijncoin will also comply with the GDPR regulations in which areas this also applies.

The community driven approach Florijncoin initiates, makes it so that it’s targeted towards a sharing and open online community, which will generally improve Europe (their home) on a micro level. This means that all development is built democratically. Technical developments named in this document: Florijncoin token (FLRN), the Florijncoin Marketplace, Florijncoin Charity Fund, Florijncoin Mining FLRN, Florijncoin Masternodes and the FLRN Wallet are in development and will be for the coming years. This website, its white paper and other related documents proposes to be developeded concepts. The soft cap that’s being funded by token buyers is to be considered a startup capital. This is to be seen as a business risk applicable to any startup and can not be redeemed. Therefore no guarantees or warranties about the working, profits and technical details can be given by Florijncoin during development, unless otherwise stated. The Florijncoin team will work closely communicating with the Florijncoin community regarding any level of progress or development. Florijncoin stands for open trade across Europe and also in Florijncoin (FLRN) tokens. That being said, Florijncoin gives no guarantees about the value and performance of the Florijncoin (FLRN) tokens. Florijncoin acts independently and all participants in the sale of the Florijncoin token are expected to act independently as well. The Florijncoin team advises any possible participant or member of the Florijncoin community to determine for themselves what potential and yield they feel the Florijncoin (FLRN) token will produce Users need to be 18 years of age or older to buy and sell on Florijn Marketplace. The Florijncoin Marketplace is available to most people 18 and older in: Albania, Andorra, Armenia, , Austria, Azerbaijan, Belgium, Bosnia, Bulgaria, Czech Republic, Croatia, Cyprus, Denmark, Germany, Georgia, Estonia, Faroe Islands, Finland, Hungary, Ireland, Iceland, Italy, Kazakhstan, Kosovo, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Ukraine, Poland, Portugal, Romania, San Marino, Serbia, Slovenia, Slovakia, Spain, Sweden, Switzerland.

Owning Florijncoin is not restricted to borders. Florijncoin can be traded globally, but can only be traded on the Florijncoin Marketplace by Europeans. Florijncoin is a cryptocurrency. This means it’s not backed, supported or acknowledged as a currency by governments or banks. Subjectively, any token is to be seen as a product which is being produced and sold by the Florijncoin blockchain. This means that the Florijncoin blockchain is created by an independent company, but has its own living span outside this company. Development of the product will be executed inside the company, but apart from that the Florijncoin code is open source and public. Florijncoin means to give attention to better life for citizens in Europe. Florijncoin solely means to offer a better option than the other option many Europeans have as a means of payment: The Euro. The Florijncoin team realizes that there are other cryptocurrencies that can be used across Europe, across the world, to use as payment system. The differences compared to other cryptocurrencies are that Florijncoin focuses on offering free trade with an easy means of payment for Europeans and to offer a possible solution for the problems -partially or completely- caused by the Euro, Florijncoin. Florijncoin stands for a better and free united Europe without boundaries, where on a local level Europeans can support each other due to the vast openness, borderlessness and fairness of the Florijncoin Marketplace. Florijncoin is not here to ‘destroy the European Union’, Florijncoin would rather redefine it.  Though Brussels might be criticized by members of the Florijncoin Community, Florijncoin means to offer another currency solution for Europe, where many Europeans have had no real choice the last decades. Unifying Europe in some ways could be possible, as long as we can build and focus on the benefits it will have for the people of the continent.

What are the risks of investing in virtual currencies?

More and more consumers are interested in investing in virtual currencies, partly because of the spectacular returns. Virtual currency (also known as cryptocurrency) can be described as a means of payment that is not checked and not issued or guaranteed by a central bank. Bitcoin and Ethereum are well-known examples, but there are also hundreds of different virtual currencies.

A financial bubble?

Due to the recent increase in popularity and the explosive price increases, these currencies show similarities with a financial bubble. With a bubble the prices can rise a long time, but a small event, such as a negative news item, can suddenly make it burst. Realize that the prices can collapse unexpectedly and quickly.

More risks

In addition to the risk of forming a bubble, the AFM also points out other risks when investing in virtual currencies: Virtual currency currently falls outside the supervision of the AFM and DNB. The rates of virtual currencies can fluctuate dozens or even hundreds of percent per day. In addition, there is a real risk that the value of a virtual currency may permanently fall to zero, and then you have lost your money. Virtual currencies are vulnerable to cyber crime. It is possible that others get access to your wallet through a hack, which means you can lose your virtual currency. If you lose the password from your digital wallet, it is no longer accessible in any way. This means that you have lost your investment forever. Many virtual currencies have little trade. This makes them vulnerable to price manipulation, for example by artificially inflating the price. The large increase in popularity can attract providers with fraudulent intentions. For example, you can become a victim of a pyramid scheme with virtual currency. This allows you to lose your invested money. The AFM advises consumers who want to invest in virtual currencies in order to immerse yourself well in the product. Be aware of the risks and costs, spread your investments and never invest more money than you can miss. The AFM is committed to fair and transparent financial markets. As an independent supervisory supervisor, we contribute to sustainable financial well-being in the Netherlands. All content set out within this website, its white paper and other related documents is subject to change. More information about investing can be found on the AFM’s consumer website.